CAPITAL CONSULTORIA E AGENTES DE SEGUROS LDA, is a Mozambican company wholly owned by Mozambican partners, whose main objective is to provide services in the fields of Life and Non-Life insurance
The approach we use in providing our services. This perspective becomes evident through the fundamental values that guide our interaction and association with customers, our commitment to technology, our attitude and our approach to doing business, as well as flexible communication, puts us one step ahead of the competition.
We believe that the core of our activity must be centered on the consumer, the customer, the insured! Therefore, all of our efforts are dedicated to providing a service that is beneficial and practical for our customers.
We believe in long-term market relationships, and we cooperate closely with our customers to fully understand their requirements and expectations. In an increasingly competitive market, we recognize that cost can be one of the main decision criteria for customers when choosing an insurance plan. Therefore, we work side by side with the client in the analysis of the various risks involved in their daily activities to provide a specific plan that is both effective and ideal for their needs. Once we have defined the appropriate insurance plan for the client , then the emphasis of our service moves to the field of risk management, we offer a service that excels in quality in management and communication with our clients.
A CAPITAL CONSULTORIA E AGENTES DE SEGUROS operates in the following insurance areas:
This insurance guarantees the coverage of damages caused to third parties and when contracted to cover “own damages”, it also guarantees the repair of damages caused to the insured vehicle up to the contracted limit.
Health insurance offers medical assistance and coverage of expenses up to the limit subscribed in the insurance plan. This insurance can cover not only medical expenses but also medicine on an outpatient basis and inpatient treatment at national and international providers.
It guarantees the payment of a benefit due to the death of the insured to its beneficiaries. The payment, in turn, is proportional to the premium paid in life by the insured.
Guarantees reimbursement of funeral expenses in the event of the death of any of the insured persons, and up to the limit of the insured capital for each of them
Provides the insured person with access to medical assistance in case of illness and / or accident that may happen during a leisure or business trip outside the country of habitual residence.
Life and credit protection coverage guarantees the outstanding liability for loans in the event of death or disability of the borrower.
Insurance that offers multiple coverages that guarantee the protection of your home or housing against unforeseen situations. This insurance can cover, but is not limited to, the damages caused by fires, lightning, explosions, storms, in movable and residential properties
An insurance with low premiums and low caps / coverage, "micro" refers to the small financial transaction that each insurance policy generates. Microinsurance, like regular insurance, may be offered for a wide variety of risks. These include both health risks (illness, injury, or death) and property risks (damage or loss).
WThis insurance is legally mandatory and it guarantees the responsibility of the employer for accidents that occur with its workers in the performance of their activities.
This insurance product is designed to guarantee the loss or damage suffered by goods, during their transport by land (road / rail ), sea, river or air.
The objective is the faithful fulfillment of obligations assumed by the policyholder before the beneficiary in a main contract signed in the scope of construction completion and delivery of public / private works and supply of materials or provision of services.
Also known as comprehensive business insurance , it aim’s to protect your company workspace and its tangible assets.
It guarantees the recovery by a physical or legal person of the credits in its favor in case of a default caused by the debtor’s insolvency. It is an insurance used mainly to cover the risk of default (loss) in commercial credit operations between companies.
This Insurance modality covers certain aspects of Social Security and Capitalization in order to protect workers and their families from the consequences resulting from contingent facts (death, disability, etc.) and old age.
We have established partnerships with global and regional insurance companies , that we believe can add genuine value to our customers
COO & Co-Founder
CEO & Co-Founder
Client Manager
Administrative Manager
Operations Assistant
Av. 25 de Setembro, n°1147, 2°A Maputo, Moçambique.
Tel: (86 442 8633)
Tel 2: (84 442 8635)
E-mail: (info@capital-seguros.com)